The Reserve Bank of India has published the official bank holiday calendar for July 2026, outlining the days on which banks across various states and union territories will remain closed. The holiday schedule includes weekly closures such as Sundays and the second and fourth Saturdays, along with state specific festivals and regional observances.
Bank customers are advised to review the holiday calendar in advance and plan branch visits accordingly. Although physical bank branches will remain closed on designated holidays, essential banking services including internet banking, mobile banking, Unified Payments Interface transactions, ATMs, and selected self service facilities will continue to function.
The list of bank holidays in July 2026 is as follows:
July 5 Sunday
Banks remain closed nationwide for the weekly Sunday holiday.
July 6 Monday
Banks remain closed in Aizawl, Mizoram, in observance of Mizo Hmeichhe Insuihkhawm Pawl Day.
July 9 Thursday
Banks remain closed in Shillong, Meghalaya, for the festival of Beh Deinkhlam.
July 11 Saturday
Banks remain closed nationwide as it is the Second Saturday of the month.
July 12 Sunday
Banks remain closed nationwide for the weekly Sunday holiday.
July 16 Thursday
Banks remain closed in Bhubaneswar, Odisha, for Ratha Yatra, in Dehradun, Uttarakhand, for Harela, and in Imphal, Manipur, for Kang, also known as Rathajatra.
July 17 Friday
Banks remain closed in Shillong, Meghalaya, to observe the Death Anniversary of U Tirot Singh.
July 18 Saturday
Banks remain closed in Gangtok, Sikkim, for the observance of Drukpa Tshe zi.
July 19 Sunday
Banks remain closed nationwide for the weekly Sunday holiday.
July 22 Wednesday
Banks remain closed in Agartala, Tripura, for Kharchi Puja.
July 25 Saturday
Banks remain closed nationwide as it is the Fourth Saturday of the month.
July 26 Sunday
Banks remain closed nationwide for the weekly Sunday holiday.
The Reserve Bank of India prepares its holiday calendar under the provisions of the Negotiable Instruments Act and other applicable regulations. Since several holidays are regional in nature, customers should verify the schedule applicable to their respective state before planning important banking transactions.
Digital banking services are expected to remain fully operational throughout the month. Customers can continue transferring funds through UPI, Immediate Payment Service, National Electronic Funds Transfer, Real Time Gross Settlement during operational hours, mobile banking applications, and internet banking platforms. Cash withdrawals and deposits can also be made through ATMs and cash deposit machines where available.
Businesses and individuals who require branch based services, including document verification, demand drafts, cheque clearance assistance, or locker operations, are encouraged to complete such transactions before the scheduled holidays.
Customers can also contact their respective banks or visit the Reserve Bank of India's official website to confirm the holiday schedule applicable to their location, as holiday notifications differ from state to state depending on local festivals and public observances.