Bank Holiday Today October 26 2026 Are Banks Closed for Valmiki Jayanti
Bank customers across India should check their local holiday schedules before visiting a branch on Monday, October 26, 2026. Banks in selected cities are scheduled to remain closed for regional observances, including Maharishi Valmiki Jayanti, Laxmi Puja and Accession Day. However, the holiday does not apply nationwide, and many bank branches are expected to operate as usual.
According to published bank holiday updates based on the Reserve Bank of India holiday calendar, closures are scheduled in Agartala, Chandigarh, Jammu, Shimla and Srinagar. Customers planning cash deposits, cheque-related transactions, demand drafts or other branch-dependent services should confirm their local branch status before travelling.
Are Banks Closed Today for Valmiki Jayanti
Banks are scheduled to remain closed for Maharishi Valmiki Jayanti in Chandigarh and Shimla. The observance commemorates Maharishi Valmiki, traditionally regarded as the author of the Ramayana.
However, Valmiki Jayanti does not result in a uniform bank holiday across India. Bank holidays depend on the applicable banking centre and the regional holiday schedule. Therefore, customers should not assume that every bank branch in the country will remain closed on October 26.
State Wise Bank Holiday List for October 26 2026
The following cities and regions are listed for bank closures on Monday.
Chandigarh will observe a bank holiday for Maharishi Valmiki Jayanti.
Himachal Pradesh will have a bank holiday in Shimla for Maharishi Valmiki Jayanti or the associated regional observance.
Tripura will observe a bank holiday in Agartala for Laxmi Puja.
Jammu and Kashmir will have bank closures in Jammu and Srinagar for Accession Day.
These entries reflect the reported city-wise holiday schedule. Customers should check the official RBI calendar or contact their bank to confirm whether a particular branch is closed.
Are Banks Open in Delhi, Mumbai, Chennai and Other Cities
Bank branches in Delhi, Mumbai, Chennai, Kolkata and Lucknow are not listed among the major centres observing a holiday on October 26, 2026. Normal banking operations are therefore generally expected in these cities, subject to local notifications and bank-specific arrangements.
Customers in Bengaluru, Hyderabad, Ahmedabad and other major cities should also check the applicable holiday calendar before making a branch visit. A holiday observed in one city does not automatically apply to every city in the same state or throughout India.
Will Online Banking Services Work Today
Even when physical bank branches are closed, most routine digital banking services are generally available. Customers can use internet banking, mobile banking applications, Unified Payments Interface payments and ATMs for many everyday transactions.
These services allow customers to transfer funds, check account balances, pay bills and withdraw cash without visiting a branch. However, certain services may be affected by maintenance, processing schedules or bank-specific restrictions.
Transactions that require physical documentation, branch verification or manual processing may be delayed until the branch reopens. Cheque clearance and some other banking operations may also follow their normal processing schedules.
What Customers Should Do Before Visiting a Bank
Customers should confirm the holiday status of their particular branch through the bank's official website, mobile application or customer service channel. This is especially important for people planning large cash deposits, cheque-related work, demand drafts or other services that require in-person assistance.
It is also advisable to complete urgent banking work in advance when a regional holiday is approaching. Customers should avoid relying solely on general holiday headlines because bank closures can differ by city and banking centre.
