Groww Launches US Stock Investing for Indians: How to Buy Apple, Tesla and NVIDIA Shares
Indian investors can now access a wider range of international investment opportunities through Groww, which has opened its US stocks and exchange-traded funds investment facility to customers across India. The platform allows eligible users to buy and sell shares of major American companies, including Apple, Tesla, NVIDIA, Microsoft, Amazon and Meta, directly through the Groww app.
The facility provides access to more than 10,000 US stocks and ETFs. It also supports fractional investing, allowing investors to purchase a portion of a share instead of paying for an entire stock. This could make international investing more accessible to Indian retail investors who want exposure to global companies.
Groww announced the availability of US stocks and ETFs on October 22, 2026, following an earlier phased rollout. Here is how the facility works, how Indians can get started and what investors should know before transferring money.
Groww Opens US Stock Investing to Indian Customers
Groww has expanded beyond domestic stock market investments by introducing direct access to US-listed stocks and ETFs through its platform.
The facility includes popular American companies such as Apple, Tesla, NVIDIA, Google, Microsoft, Amazon and Meta. Investors can also explore international exchange-traded funds, including ETFs tracking major indices such as the S&P 500 and Russell 2000.
The availability of these investment options gives Indian investors another route to participate in the performance of global businesses.
Previously, investors interested in US stocks generally had to use specialised international investment platforms or overseas brokerage accounts. Groww's new facility allows eligible users to access international securities through an app they may already use for their Indian investments.
However, investors should understand that buying US-listed shares is different from purchasing Indian stocks on domestic exchanges. Currency conversion, overseas investment regulations and additional charges apply.
What Investment Options Does Groww Offer?
Groww provides access to more than 10,000 US stocks and ETFs. Some of the major companies available include:
Apple
Tesla
NVIDIA
Microsoft
Amazon
Meta
Apart from individual company shares, investors can explore international ETFs.
For example, an S&P 500 ETF provides exposure to a group of large US-listed companies represented in the index. The Russell 2000 ETF focuses on smaller US companies.
Investors who do not want to depend entirely on the performance of a single company may consider researching diversified ETFs. However, ETFs also carry market risks, and their performance depends on the underlying securities.
What Is Fractional Investing?
One of the important features of Groww's US stock investment facility is fractional investing.
In traditional stock investing, a person generally needs to purchase at least one complete share. This can require a relatively large amount when investing in companies whose share prices are high.
Fractional investing allows investors to purchase a portion of a share instead.
For example, instead of purchasing one complete share of an expensive US company, an investor can buy a smaller fraction based on the amount they wish to invest, subject to the platform's applicable conditions.
This feature may help investors with smaller budgets gain exposure to companies such as NVIDIA, Tesla and Apple.
However, fractional investing does not remove market risk. If the stock price falls, the value of the fractional holding can also decline.
How Can Indians Buy US Stocks Through Groww?
Eligible Indian investors can activate the US stocks facility through the Groww app. The process involves account activation, verification and funding.
Step 1: Open the Groww App
Open the Groww application and navigate to the Products and Tools section.
Select the US Stocks option to access the international investment facility.
Step 2: Select a Stock or ETF
Browse the available US-listed companies and ETFs.
Investors can search for companies such as Apple, Tesla, NVIDIA, Microsoft and Amazon. They can also explore ETFs tracking international market indices.
Select the stock or ETF you wish to explore and proceed with the activation process.
Step 3: Complete Account Activation
Users must provide the required personal and financial information during onboarding.
Groww may ask for details such as employment status, annual income range, liquid net worth and the primary source of funds.
Investors should provide accurate information and complete the verification requirements before proceeding.
Step 4: Link an Indian Bank Account
The next step is to link an eligible Indian bank account for funding international investments.
Groww's announcement lists support for net banking through banks including HDFC Bank, ICICI Bank, State Bank of India, Axis Bank and Kotak Mahindra Bank.
The available banking options and account activation conditions should be checked within the app before initiating a transfer.
Step 5: Add Funds in US Dollars
Investors need to fund their US dollar investment balance before purchasing overseas stocks.
The existing Indian rupee balance in the regular Groww account cannot be used directly to purchase US stocks. Funds must be transferred through the international investment funding process.
The amount converted into US dollars will depend on the applicable exchange rate and charges.
Step 6: Buy or Sell US Stocks
Once the account is activated and funded, investors can select an eligible US stock or ETF and place a buy or sell order.
The platform also allows users to track their international investments alongside their other holdings.
What Are the Charges for Buying US Stocks on Groww?
Investors should examine the complete cost structure before making an overseas investment.
Groww's published information states that brokerage for US stocks is 0.1% of the executed order value or USD 1 per executed order, whichever is higher.
Apart from brokerage, other costs may apply.
Currency Conversion Charges
Indian investors generally need to convert rupees into US dollars before purchasing American stocks.
The exchange rate offered by the bank or payment partner may include a foreign exchange markup. This can increase the total amount required to make an investment.
Currency conversion costs can also arise when investors sell their holdings and convert the proceeds back into Indian rupees.
Bank and Transfer Charges
Banks may charge fees for processing international remittances. Depending on the transfer arrangement, additional intermediary charges may also apply.
Investors should check the applicable bank tariff before transferring funds.
Taxes and Regulatory Charges
International stock investments can involve tax and regulatory considerations in both India and the United States.
Under the Reserve Bank of India's Liberalised Remittance Scheme, resident individuals can remit up to USD 250,000 per financial year for permitted transactions, subject to applicable rules.
Tax Collected at Source may also apply to eligible overseas remittances. Under the applicable rules, the threshold and rate depend on the nature and total amount of remittances during the financial year. Investors should verify the latest tax provisions before transferring money.
Capital gains and dividend income from overseas shares may also have Indian tax implications. US withholding tax may apply to dividends, depending on the applicable tax rules and documentation.
Investors should consult a qualified tax professional to understand their individual tax obligations.
Why Are Indian Investors Looking at US Stocks?
Interest in international investments has increased among Indian retail investors.
One major reason is the opportunity to invest in companies that operate in sectors with a significant presence in the United States.
Technology, artificial intelligence, semiconductor manufacturing, electric vehicles, cloud computing and digital services are among the areas attracting investor attention.
Companies such as NVIDIA, Apple, Microsoft and Tesla have become widely followed businesses in these sectors.
International investing can also help investors diversify their portfolios beyond Indian companies and the domestic economy.
However, investing in US stocks does not automatically guarantee better returns. The performance of individual companies and the broader American stock market can change significantly.
What Are the Risks of Investing in US Stocks?
Although international investing has become easier, investors should understand the risks before committing money.
Currency Risk
The value of the US dollar against the Indian rupee can influence investment returns.
Even if a US stock increases in dollar terms, a weakening dollar against the rupee could reduce the return when the investment is converted back into Indian currency.
Similarly, a stronger dollar may improve rupee-denominated returns, depending on the stock's performance.
Market Volatility
US stocks are subject to market movements, economic developments, company earnings and changes in investor sentiment.
Technology companies, in particular, can experience sharp price fluctuations.
Investors should research a company's financial performance, valuation, business model and future prospects before purchasing its shares.
Additional Costs
Brokerage, currency conversion charges, bank fees, applicable taxes and regulatory charges can affect the final return.
Investors should compare the total cost of investing rather than considering brokerage alone.
Different Market Timings
US stock exchanges operate according to American market timings, which differ from Indian trading hours.
Investors should check the applicable trading schedule, including changes caused by daylight saving time in the United States.
What Should Investors Consider Before Getting Started?
Groww's US stock facility provides Indian investors with another way to access international markets. However, the availability of an investment option should not be confused with a recommendation to purchase a particular stock.
Investors should first identify their financial goals, investment horizon and ability to handle losses.
Those interested in individual companies should study their financial statements, business performance and valuations. Investors who prefer broader market exposure can research suitable ETFs and understand their underlying holdings.
It is also important to maintain a record of overseas transactions and understand the tax reporting requirements applicable in India.
Groww's launch reflects the growing availability of international investment services through Indian financial technology platforms. With access to thousands of US-listed securities and fractional investing, Indian investors now have more options to explore global markets.
However, the decision to invest should be based on research, costs, regulatory requirements and individual risk tolerance rather than the popularity of a company or recent market trends.
